5 Lessons You Can Learn From Car Stolen Lost Spare Key

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What to Do If Your Car Keys Are Stolen

It's a frightening experience to lose your car keys. Relax before panicking and check your bags, pockets and your immediate surroundings.

Modern keys must be disabled to prevent theft.

Report it to the Police

There is no doubt that losing your car keys can be a very frustrating and stressful experience. It can disrupt your day, create delays in your plans, and even cost you more money. If your keys are missing out of your pockets or have simply forgotten them somewhere there are certain steps that you should take care of to prevent further complications and keep yourself safe.

Firstly, you should make an effort to remain calm and not panic. This could cloud your judgment and make it difficult to find the solution. Relax and examine your pockets, purse, or bag. If you've lost your keys in a public or workplace setting, ask someone to check whether they found it. Additionally, if you have any spare keys at home, make sure to give them a thorough look too.

After you have searched every possible place to find keys, it's time to contact the police and file a police report. The sooner you report the incident the more effective. This will result in an official police report that can help you with your insurance claim in the future.

You can do this online by completing a crime report at the NYPD. To complete the report, you'll need your vehicle registration number as well as several other details. Once the report has been filed, it is inserted into NCIC records and the state's auto theft computer file. This will deter others from attempting to sell or get a new title for your vehicle that was stolen.

Report the loss of the keys you keep in your spare to your insurance company. This will enable your insurance company to start the claim process and may even cover any extra expenses incurred due to the keys you lost. Your insurance agent will also guide you on ways to enhance the security of your vehicle to lower the likelihood of it being stolen. This could include an immobiliser for your vehicle or tracking device that could be linked with your key fob, smartphone apps or car key fob.

Find a replacement key

It's not uncommon to lose things in the chaos of your busy life. The loss of your car keys, your most loved pair of sunglasses, or even your debit card could be a major disruption to your plans.

It's not too difficult to change a key for the vehicle that was stolen. You have a few choices when it comes time to get a replacement key. It depends on the type of keys your vehicle has.

You can contact either your dealer or an auto locksmith for the new key. The dealer will likely charge the most, but they can complete the process quickly. They can also use your VIN number to ensure that the new car key is linked to your specific car.

If your car is old and uses a traditional mechanical key, you will probably find a locksmith who will make the key cheaper than the dealer. The locksmith can create the new key right on site, and they can even deprogramme your old key to render it useless.

You may need to visit the dealer to order keys for a more modern vehicle equipped with transponder chips or a remote-keyless chip. The dealer will need the make and model of the vehicle to match the key.

Always have a spare key in the event that you lose your primary key or are unable to start your vehicle due to any reason. Check places you wouldn't normally look for your keys. For example in the pockets of your pants or jacket or in the bag you took to work. If you are unable to locate your keys, consider the GEICO roadside emergency service policy. It will grant you access to an extensive network of professional auto locksmiths who here can help you get back to driving in a short time. Having one of these policies in place can help you avoid a lot of stress and money in the event of a stolen or lost car key.

You can make a claim through your insurance company

There are few things that could cause more anxiety than losing your car keys. Your plans to order pizza, put on comfortable sweats and binge-watch a favorite show are thrown into chaos. After a brief moment of dismay, you'll most likely calm down and begin to think about what was wrong. You should remember to call the police at this moment. This will not only provide you the number for a crime that can assist you in finding your keys, but it will also notify your insurance company of the situation and give advice on what to do next.

Most auto policies will cover the cost of a locksmith, or will pay for the cost of the replacement key made by your dealer. If you have roadside assistance insurance, your insurer is likely assist you in finding the key. Make sure you keep a copy of the police report and any receipts related to the incident in the event that your insurer requests them. It is a great idea to save the names and phone numbers of everyone you talk with, along with any documentation they require.

You should also inform your insurance provider to ensure that they are alert for any sign of attempts to steal. If you are waiting too long it is possible that someone will make use of the key that is missing to get into your car and leave scratches on the ignition or doors.

As more and more cars are built with smart key technology, it is even more crucial to be aware about the location of your car keys and to have a spare key on hand just in case. But, if you have lost your keys, the following guidelines will ensure that it will not ruin your evening, or your day.

Change your locks

We've all experienced how it is to lose your keys. You've had a long, tiring day and you're eager to go home, change into your comfortable clothes and grab a pizza and watch your favorite show. You make your way to the car and then realize that you're unable to locate your keys. The panic sets in.

It is recommended to contact an locksmith, too. Although your first thought may be to contact your insurance company, they could provide you with a replacement key. Depending on your vehicle and its locks, a locksmith can either replace or rekey your keys. If your car has a traditional key locksmith can make an impression of the lock and cut you new keys immediately. If your car is more advanced and has a key-fob, you'll need to visit an authorized dealer to have the new key programmed.

Rekeying locks is a good idea as it ensures that no one else has access to your spare key. This is especially important if you're worried that your lost keys may have been taken along with your purse or wallet. This will stop your sensitive information from falling into the wrong hands and expose you to identity theft.

Rekeying your locks can cost between $20 to $75. Read reviews before hiring a locksmith because they're not all created equal. You should ensure that they have the right equipment and knowledge for your particular kind of vehicle.

Changing your locks after your car is stolen could be a hassle and cost a lot of money but it's worth the security of knowing that nobody else has access to your vehicle, or your personal possessions. A police report can help you locate your property that was stolen and may even be the basis for the arrest of a criminal. Don't forget to file a claim for the loss of your keys with your insurance company for your home.